Our Team

Lauren Loehning-28_pp

Lauren Loehning, CFP®, CIMA®, AIF®

Partner, Relationship Manager

Lauren is a Partner at Retirement Impact and has over 20 years of experience in the financial services industry. She and uses her experience at Retirement Impact to assist plan sponsors in the implementation of their retirement plans. She has previously worked as an investment representative and relationship manager and clients enjoy her knowledgeable, education-based approach. Lauren is passionate about empowering her clients, helping them pursue financial stability, and helping them retire on their terms.

Lauren is a Certified Financial Planner™ practitioner, Accredited Investment Fiduciary®, and Certified Investment Management Analyst®. She is also Co-Chair of the Boston 50/50 Women on Boards, Chapter Leader for Neighbor Brigade, and a Certified Mindfulness Meditation Teacher. She has been recognized by the National Association of Plan Advisors as a Top Advisor – All Star in 2021 – 2023 and a rising star from 2016 – 2020. When not in the office, Lauren enjoys traveling with her family, skiing, running, and practicing yoga. She is a member of the National Association of Pension Advisors, Investment Management Consultants Association, Women in Pensions Network and is an alumni of Big Brother Big Sister of Massachusetts Bay.

2024 Trends in Retirement Plans

2024 brings key updates in retirement planning, including Secure Act 2.0 changes, personalized 401k/403b strategies, financial wellness enhancements, and new economic considerations.

Awards and Designations

The Accredited Investment Fiduciary® (AIF®) Designation is a professional certification that demonstrates an advisor or other person serving as an investment fiduciary has met certain requirements to earn and maintain the credential.

The purpose of the AIF® Designation is to assure that those responsible for managing or advising on investor assets have a fundamental understanding of the principles of fiduciary duty, the standards of conduct for acting as a fiduciary, and a process for carrying out fiduciary responsibility.

Designation Essentials
StatusCurrently offered and recognized by the issuing organization.
Issuing OrganizationCenter for Fiduciary Studies
Qualification and Educational Requirements
Prerequisites

Candidate must meet a point-based threshold based on a combination of education, relevant industry experience and/or professional development.

Education Requirements

Candidate must complete one of the following:

Examination Type

Final certification exam, proctored closed book

Continuing Education Requirements

6 hours per year

Verification and Complaints
Check Designation Status Online

Online at Professional Designee Search

Investor Complaint Process

Online at Designations Complaint Process

Published List of Disciplined Designees

None

The Certified Plan Fiduciary Adviser (CPFA) credential demonstrates an adviser’s
knowledge of, expertise in, and commitment to working with retirement plans. Plan
advisers who earn their CPFA demonstrate the expertise required to act as a plan
fiduciary or help plan fiduciaries manage their roles and responsibilities.
To earn the CPFA credential candidates must pass the CPFA examination.

Designation Essentials
StatusCurrently offered and recognized by the issuing organization.
Issuing OrganizationNational Association of Plan Advisors
Qualification and Educational Requirements
Prerequisites

None

Education Requirements

Must pass the Certified Plan Fiduciary Advisor examination. 

Examination Type

Final certification exam (proctored, closed book).

Continuing Education Requirements

10 hours each year.

Verification and Complaints
Check Designation Status Online

Yes, at NAPA Credential Check

Investor Complaint Process

Yes, at Complaints and Discipline

Published List of Disciplined Designees

None

Issuing OrganizationCertified Financial Planner Board of Standards, Inc.
Qualification and Educational Requirements
Prerequisites

Candidate must meet the following requirements:

  • A bachelor’s degree (or higher) from an accredited college or university, and
  • Three years of full-time personal financial planning experience or the equivalent part-time experience (2,000 hours equals one year full-time).
Education Requirements

Candidate must complete a CFP-board registered program, or hold one of the following:

  • CPA
  • ChFC
  • Chartered Life Underwriter (CLU)
  • CFA
  • Ph.D. in business or economics
  • Doctor of Business Administration
  • Attorney’s License
Examination Type

Final certification examination

Continuing Education Requirements

30 hours every two years

Issuing OrganizationInvestments & Wealth Institute
Qualification and Educational Requirements
Prerequisites

Candidate must meet the following requirements:

  • Three years of financial services experience; and
  • A satisfactory record of ethical conduct, as determined by Investments & Wealth Institute Admissions Committee.
Education Requirements
  • Educational component offered by one of the approved Registered Education Providers.
  • In-class program at The Wharton School, University of Pennsylvania, or online through Yale School of Management.
Examination Type

Qualification Examination and Certification Examination (online, proctored)

Continuing Education Requirements

40 hours every two years

  • Established in 2017, nominees had to be individual advisor team/offices with a defined contribution book of business. To be considered, firms had to submit responses to an application form, including information about their practices, notably their defined contribution (DC) assets under advisement. The list is created and conducted by the National Association of Plan Advisors, an affiliate organization of the American Retirement Association, a non-profit association. No fee is charged to participate. The rating is not indicative of the nominee’s future performance.
  • In 2021 Approximately 340 submissions were received and 332 were selected.
  • In 2022, 438 applications were submitted and 430 were on the final list. 
  • Awards earned while at Baystate Fiduciary Advisors
  • Criteria on which the rating was based:
    • NAPA Top DC Advisor Firms, ranked by DC assets under advisement.
  • How was the category was calculated/determined:
    • Survey respondents had to have in excess of $100 million in AUA at end of 2016
    • 293 teams that completed the survey met the above criteria
  • Number of advisors surveyed:
    • 293 surveys were received
  • Percentage of advisors that received the rating:
    • 100%
  • Disclosure:
    • This recognition is not indicative of investment adviser’s future performance
  • Who created/conducted the survey:
    • NAPA (National Associated of Plan Advisors)
  • Was any fee paid to participate in the survey:
    • No
  • Awards earned while at Baystate Fiduciary Advisors
  • Criteria on which the rating was based:
    • The “PLANADVISER Top 100 Retirement Plan Advisers” list is compiled from responses to the PLANADVISER Retirement Plan Adviser Survey. The list is drawn solely from a set of quantitative variables and information in the survey supplied by the advisers themselves. For an adviser to be eligible for recognition in this year’s Top 100, he had to submit a completed entry to our 2015 Retirement Plan Adviser Survey, which was fielded this past September. A sub-segment of the questions was used to determine eligibility for the Top 100.
    • Individuals needed to have more than 100 plans or more than $1 billion in retirement plan AUA; small teams had to advise more than $2 billion in retirement plan assets or more than 100 plans; large teams needed more than $3 billion in retirement plan AUA or more than 170 plans; and mega teams had to oversee more than $5 billion in retirement plan AUA or more than 250 plan clients.
  • How was the category was calculated/determined:
    • Advisers were segmented into four groups based on the number of advisers and number of total employees including support staff. Those figures assigned advisers into the following categories: individual adviser – meaning one adviser with support staff; small team – a group of 10 or fewer, comprising two or more advisers and support staff; large team – a group of 11 to 25 advisers and support staff; and mega teams – 26 or more team members.
  • Number of advisors surveyed:
    • In 2016, 27 teams qualified under the small team with < $2B in AUA
    • In 2019, 33 teams qualified under the small team with < $2B in AUA
  • Percentage of advisors that received the rating:
    • N/A
  • Disclosure:
    • This recognition is not indicative of investment adviser’s future performance
  • Who created/conducted the survey:
    • PlanAdviser Magazine
  • Was any fee paid to participate in the survey:
    • No

Established in 2015, nominations from the list were provided by NAPA Broker-Dealer/RIA Firm Partners. Nominees had to be women, had to be retirement plan advisors with their own book of business. Nominees were required to submit responses to an application comprised of a series of quantitative and qualitative questions about their experience, size and composition of their practice, awards and recognitions, and industry contributions, which were then reviewed by a panel of senior advisor industry experts, who, based on those criteria, and following a broker-check review, selected the top women advisors.

Within the group of top women advisors, those who were principals, owners or team captains of their organizations were designated as “Captains”, while those with less than 5 years of experience as a retirement plan advisor, “Rising Stars”.

In 2022 (2023 Award), we received nearly 515 nominations, 258 applications, from which 50 Captains, 50 All-Stars and 27 Rising Stars were chosen.

In 2021, we received nearly 500 nominations, 273 applications, from which 50 Captains, 50 All-Stars and 33 Rising Stars were chosen.

In 2020, we received 550 nominations, and considered 270. There were 50 Captains, 50 All-Stars, and 25 Rising Stars on the final list.

In 2019, we received 502 nominations, and considered 209. There were 50 Captains, 50 All-Stars, and 19 Rising Stars on the final list.

In 2018, we received just over 600 nominations, and considered 225. There were 50 Captains, 50 All-Stars, and 15 Rising Stars on the final list

In 2017, we received nearly 587 nominations, and considered 201. There were 50 Captains, 50 All-Stars, and 10 Rising Stars on the final list.

In 2016 we received 395 nominations, and considered 191. There were 50 Captains, 50 All-Stars, and 10 Rising stars

The list is created and conducted by the National Association of Plan Advisors, an affiliate organization of the American Retirement Association, a non-profit association. No fee is charged to participate. Th award is not indicative of the advisors’ performance.

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